How your portfolio numbers are calculated
How Total Equity, Total Invested Capital, Portfolio ROI, Occupancy Rate and the other Portfolio cards are worked out from what you enter.
The cards at the top of the Portfolio page are not stored figures. Re:InvestorHub adds them up from the properties you have entered, so they change the moment you edit a property. If a card looks wrong, the cause is almost always a missing or outdated field on one property.
The parts
Section titled “The parts”| Card | How it is worked out |
|---|---|
| Total Properties | The number of properties shown. |
| Total Units | The units across those properties. |
| Occupancy Rate | Rented units divided by total units. |
| Total Equity | For each property, its value minus its loan balance, added together. |
| Total Invested Capital | For each property, its purchase price minus its loan balance, added together. |
| Total Loan Balances | The Current Loan Balance of each property, added together. |
| Monthly Cash Flow | The Monthly Cash Flow you entered on each property, added together. |
| Portfolio ROI | A year of cash flow divided by total purchase price. |
Large amounts are abbreviated, for example $150K or $1.20M.
What each number depends on
Section titled “What each number depends on”Value. A property’s value is its Current Value. If you left that blank, Re:InvestorHub uses the Purchase Price instead, so a property you never revalued is valued at what you paid.
Equity. Value minus Current Loan Balance. With no loan balance entered, equity equals value. The property form shows this as Calculated Equity: Current Value - Loan Balance. Equity can be negative, and Total Equity turns red when it is.
Invested capital. Purchase Price minus Current Loan Balance, never below zero for a single property. It is roughly your down payment plus the loan you have paid off. It does not include renovation spending.
Portfolio ROI. Your Monthly Cash Flow total is multiplied by 12, then divided by the total of all Purchase Price values. It measures yearly cash flow against what the properties cost, not against the cash you put in, and it ignores appreciation and rehab spending. With no purchase prices entered it shows 0%.
Occupancy. Occupancy counts units, not properties. For each property:
- If it lists units in the unit table, each unit with the status Rented counts as occupied.
- If it has no unit table, a property with the status Rented counts all its units as occupied, and one with any other status counts none.
A single-family home, condo or townhouse has 1 unit, a duplex 2, a triplex 3 and a fourplex 4. A single family home with an ADU counts at least 2. If you type a Total Units number, that number wins.
Monthly Cash Flow. This is a number you enter, not one the app derives. The app adds your entries together. For a property with several units, Monthly Rent is the sum of the unit rents, but cash flow is still a figure you type.
A worked example
Section titled “A worked example”You own two properties.
| Purchase Price | Current Value | Loan Balance | Monthly Cash Flow | Units rented | |
|---|---|---|---|---|---|
| Single family home | $200,000 | $240,000 | $150,000 | $400 | 1 of 1 |
| Duplex | $300,000 | blank | $240,000 | $600 | 1 of 2 |
- Total Equity: ($240,000 - $150,000) + ($300,000 - $240,000) = $150K. The duplex uses its purchase price as its value.
- Total Invested Capital: ($200,000 - $150,000) + ($300,000 - $240,000) = $110K
- Total Loan Balances: $390K
- Monthly Cash Flow: $1,000
- Portfolio ROI: $1,000 x 12 = $12,000, divided by $500,000, is 2.4%
- Occupancy Rate: 2 rented units out of 3 is 67%
Good to know
Section titled “Good to know”- The cards follow your search and filters. If you search by city or filter by status or type, the cards total only the properties on screen.
- A property with no purchase price adds nothing to invested capital and ROI. A property with no loan balance adds its full value to equity.
- Equity is based on the value you enter. It does not update itself as the market moves.
- On a multi-unit property, Rented and Vacant follow its units. A duplex with one tenant shows as Rented.
- Each entity’s section shows its own Equity and Cash Flow, added up the same way for the properties it owns.